🌍 ClimateRiskCheck

Natural Disaster Risk in Binghamton

New York

6.7out of 10
High Risk

Risk Summary for Binghamton

Binghamton scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Lightning Tornado

All 18 Hazard Scores

Winter Weather
9.2
Tornado
8.6
Lightning
8.6
Hurricane
8.5
Avalanche
8.5
Landslide
7.9
Ice Storm
7.9
Cold Wave
7.5
Extreme Heat
7.4
Earthquake
7.3
Strong Wind
6.1
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Binghamton
6.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Binghamton, New York

Located along the northeastern Atlantic Seaboard in Broome County, Binghamton is a city of approximately 27,988 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Binghamton a community where hazard awareness has real practical value.

Binghamton's overall natural disaster risk is rated 6.7/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include lightning and tornado.

Relative to other U.S. communities, Binghamton's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by winter and lightning, as measured by FEMA across Broome County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Binghamton residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Binghamton: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Binghamton

These city-level factors differentiate Binghamton from other communities in Broome County and provide geographic context for its hazard exposure.

Population

27,988

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 42.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.4/10

Coordinates

42.1809Β° N, 75.9448Β° W

Broome County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Binghamton

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Binghamton

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.