🌍 ClimateRiskCheck

Natural Disaster Risk in Broome County

New York

6.7out of 10
High Risk

Risk Summary for Broome County

Broome County scores 6.7/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Lightning Tornado

All 18 Hazard Scores

Winter Weather
9.2
Tornado
8.6
Lightning
8.6
Hurricane
8.5
Avalanche
8.5
Landslide
7.9
Ice Storm
7.9
Cold Wave
7.5
Extreme Heat
7.4
Earthquake
7.3
Strong Wind
6.1
Hail
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Wildfire
4.4
Drought
1.7
Riverine Flooding
1.0

How it compares

Broome County
6.7
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Broome County, New York

Broome County is located in the United States in New York, home to roughly 198,638 residents. The county experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Broome County's composite natural disaster risk at 6.7 out of 10 β€” high risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for lightning and tornado risk in their preparedness planning.

Broome County's risk score, slightly above the 6.1/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Broome County, the highest-scoring are winter, lightning, and tornado. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Broome County residents benefit from taking preparedness seriously. Reviewing insurance coverage for winter and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Broome County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Broome County

ZIP codes in Broome County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.