🌍 ClimateRiskCheck

Natural Disaster Risk in Brushton

New York

5.3out of 10
Moderate Risk

Risk Summary for Brushton

Brushton scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Ice Storm Earthquake

All 18 Hazard Scores

Avalanche
9.1
Ice Storm
8.4
Earthquake
8.2
Landslide
7.9
Hurricane
7.2
Lightning
7.1
Winter Weather
6.2
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Extreme Heat
3.7
Strong Wind
3.4
Tornado
2.9
Wildfire
2.8
Drought
1.7
Hail
1.6
Riverine Flooding
1.0

How it compares

Brushton
5.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Brushton, New York

Brushton is a small community of about 2,143 in Franklin County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Brushton.

According to FEMA's National Risk Index, Brushton carries an overall risk score of 5.3/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to ice storm and earthquake.

Brushton's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Franklin County, the highest-scoring are avalanche, ice storm, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Brushton's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Brushton: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Brushton

These city-level factors differentiate Brushton from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

2,143

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

44.8357Β° N, 74.5145Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Brushton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Brushton

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.