Natural Disaster Risk in Franklin County
New York
5.3out of 10
Risk Summary for Franklin County
Average natural disaster risk for the United States. Standard homeowners insurance typically covers common hazards here.
Top Hazards
Avalanche Ice Storm Earthquake
All 18 Hazard Scores
Avalanche 9.1
Ice Storm 8.4
Earthquake 8.2
Landslide 7.9
Hurricane 7.2
Lightning 7.1
Winter Weather 6.2
Tsunami 5.4
Volcanic Activity 5.1
Cold Wave 5.0
Coastal Flooding 4.9
Extreme Heat 3.7
Strong Wind 3.4
Tornado 2.9
Wildfire 2.8
Drought 1.7
Hail 1.6
Riverine Flooding 1.0
How it compares
Franklin County 5.3
New York avg. 6.1
US national avg. 4.5
Live Conditions
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🏠 What this means for insurance
Average risk — standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Franklin County
Malone5.3/10Saranac Lake5.3/10Tupper Lake5.3/10Hogansburg5.3/10North Bangor5.3/10Chateaugay5.3/10Constable5.3/10Brushton5.3/10Moira5.3/10Fort Covington5.3/10Burke5.3/10Vermontville5.3/10Paul Smiths5.3/10Saint Regis Falls5.3/10Bloomingdale5.3/10Dickinson Center5.3/10Bombay5.3/10Lake Clear5.3/10Owls Head5.3/10Gabriels5.3/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.