🌍 ClimateRiskCheck

Natural Disaster Risk in Fulton County

New York

5.4out of 10
Moderate Risk

Risk Summary for Fulton County

Fulton County scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Ice Storm

All 18 Hazard Scores

Avalanche
8.4
Hurricane
7.6
Ice Storm
6.8
Winter Weather
6.5
Cold Wave
6.4
Earthquake
6.3
Strong Wind
5.9
Tsunami
5.4
Lightning
5.2
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Hail
4.0
Extreme Heat
3.7
Wildfire
3.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Fulton County
5.4
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Fulton County, New York

Fulton County is located in the United States in New York, home to roughly 53,276 residents. The county experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

According to FEMA's National Risk Index, Fulton County carries an overall risk score of 5.4/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to hurricane and ice storm.

Fulton County's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fulton County, the highest-scoring are avalanche, hurricane, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Fulton County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that avalanche exposure is adequately protected is a worthwhile step for property owners.

What this means for Fulton County: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Cities in Fulton County

ZIP codes in Fulton County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.