🌍 ClimateRiskCheck

Natural Disaster Risk in Gloversville

New York

5.4out of 10
Moderate Risk

Risk Summary for Gloversville

Gloversville scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Hurricane Ice Storm

All 18 Hazard Scores

Avalanche
8.4
Hurricane
7.6
Ice Storm
6.8
Winter Weather
6.5
Cold Wave
6.4
Earthquake
6.3
Strong Wind
5.9
Tsunami
5.4
Lightning
5.2
Landslide
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Tornado
4.8
Hail
4.0
Extreme Heat
3.7
Wildfire
3.6
Drought
1.7
Riverine Flooding
1.0

How it compares

Gloversville
5.4
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Gloversville, New York

Gloversville is a city of approximately 22,589 residents in Fulton County, along the northeastern Atlantic Seaboard. The area experiences cold winters, warm summers, and significant regional climate variation, with nor'easters and lake-effect snowstorms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Gloversville.

According to FEMA's National Risk Index, Gloversville carries an overall risk score of 5.4/10, placing it in the moderate category. The threat of avalanche is the primary natural hazard here, with winter snowpack instability on mountain terrain posing risks to roads, structures, and outdoor recreation activities. The area also faces notable exposure to hurricane and ice storm.

Gloversville's risk score, slightly below the 6.1/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Fulton County, the highest-scoring are avalanche, hurricane, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Gloversville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Gloversville: Avalanche preparedness

  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.
  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.

Local Factors for Gloversville

These city-level factors differentiate Gloversville from other communities in Fulton County and provide geographic context for its hazard exposure.

Population

22,589

Suburban

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 43.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.6/10

Coordinates

43.1234Β° N, 74.3625Β° W

Fulton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Gloversville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Gloversville

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.