🌍 ClimateRiskCheck

Natural Disaster Risk in Mumford

New York

7.3out of 10
High Risk

Risk Summary for Mumford

Mumford scores 7.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Extreme Heat

All 18 Hazard Scores

Cold Wave
9.8
Winter Weather
9.6
Extreme Heat
9.5
Coastal Flooding
9.2
Ice Storm
9.1
Tornado
8.9
Earthquake
8.6
Strong Wind
8.2
Lightning
8.0
Hurricane
7.9
Drought
6.2
Wildfire
5.4
Tsunami
5.4
Volcanic Activity
5.1
Avalanche
4.5
Landslide
4.4
Hail
4.1
Riverine Flooding
1.0

How it compares

Mumford
7.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mumford, New York

Located in the Great Lakes region in Monroe County, Mumford is a small community of about 548. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Mumford a community where hazard awareness has real practical value.

FEMA rates Mumford's composite natural disaster risk at 7.3 out of 10 β€” high risk. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. Residents should also account for winter and heat risk in their preparedness planning.

Relative to other U.S. communities, Mumford's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.1/10 state average. The hazard distribution here is led by cold wave and winter, as measured by FEMA across Monroe County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Mumford's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Mumford: Cold Wave preparedness

  • Keep emergency heat and supplies ready in case of cold-related power outages.
  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.

Local Factors for Mumford

These city-level factors differentiate Mumford from other communities in Monroe County and provide geographic context for its hazard exposure.

Population

548

Rural

Geographic Zone

Great Lakes

Lake-effect snow & wind risk

Climate Band

Cool Continental

Latitude 43.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.4/10

Coordinates

42.9960Β° N, 77.8776Β° W

Monroe County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mumford

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mumford

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.