Natural Disaster Risk in Monroe County
New York
7.3out of 10
Risk Summary for Monroe County
Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.
Top Hazards
Cold Wave Winter Weather Extreme Heat
All 18 Hazard Scores
Cold Wave 9.8
Winter Weather 9.6
Extreme Heat 9.5
Coastal Flooding 9.2
Ice Storm 9.1
Tornado 8.9
Earthquake 8.6
Strong Wind 8.2
Lightning 8.0
Hurricane 7.9
Drought 6.2
Wildfire 5.4
Tsunami 5.4
Volcanic Activity 5.1
Avalanche 4.5
Landslide 4.4
Hail 4.1
Riverine Flooding 1.0
How it compares
Monroe County 7.3
New York avg. 6.1
US national avg. 4.5
Live Conditions
Checking live alerts…
🏠 What this means for insurance
Above-average risk — check your policy limits
Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Cities in Monroe County
Webster7.3/10Fairport7.3/10Rochester7.3/10Pittsford7.3/10Brockport7.3/10Penfield7.3/10Hilton7.3/10Spencerport7.3/10West Henrietta7.3/10Henrietta7.3/10Honeoye Falls7.3/10Churchville7.3/10East Rochester7.3/10Hamlin7.3/10North Chili7.3/10Scottsville7.3/10Rush7.3/10Mendon7.3/10Mumford7.3/10North Greece7.3/10
Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.