🌍 ClimateRiskCheck

Natural Disaster Risk in Tupper Lake

New York

5.3out of 10
Moderate Risk

Risk Summary for Tupper Lake

Tupper Lake scores 5.3/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Avalanche.

Top Hazards

Avalanche Ice Storm Earthquake

All 18 Hazard Scores

Avalanche
9.1
Ice Storm
8.4
Earthquake
8.2
Landslide
7.9
Hurricane
7.2
Lightning
7.1
Winter Weather
6.2
Tsunami
5.4
Volcanic Activity
5.1
Cold Wave
5.0
Coastal Flooding
4.9
Extreme Heat
3.7
Strong Wind
3.4
Tornado
2.9
Wildfire
2.8
Drought
1.7
Hail
1.6
Riverine Flooding
1.0

How it compares

Tupper Lake
5.3
New York avg.
6.1
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Tupper Lake, New York

Located along the northeastern Atlantic Seaboard in Franklin County, Tupper Lake is a town of roughly 5,326 residents. The humid continental climate that characterizes this part of New York β€” marked by cold winters, warm summers, and significant regional climate variation β€” directly influences the types and severity of natural hazards present, making Tupper Lake a community where hazard awareness has real practical value.

FEMA rates Tupper Lake's composite natural disaster risk at 5.3 out of 10 β€” moderate risk. Avalanche risk is the dominant natural hazard, with steep mountain terrain and heavy seasonal snowpack creating conditions for dangerous snow slides in and around the area. Residents should also account for ice storm and earthquake risk in their preparedness planning.

Relative to other U.S. communities, Tupper Lake's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.1/10 state average. The hazard distribution here is led by avalanche and ice storm, as measured by FEMA across Franklin County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Tupper Lake residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for avalanche is recommended.

What this means for Tupper Lake: Avalanche preparedness

  • Be aware of slope angles and recent snow loading, which drive avalanche risk.
  • Properties in runout zones may require specialized hazard assessment and insurance.
  • Check avalanche forecasts before backcountry travel and carry a beacon, probe, and shovel.

Local Factors for Tupper Lake

These city-level factors differentiate Tupper Lake from other communities in Franklin County and provide geographic context for its hazard exposure.

Population

5,326

Small Town

Geographic Zone

Atlantic Coast

Hurricane, nor'easter & coastal flood risk

Climate Band

Cool Continental

Latitude 44.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.8/10

Coordinates

44.2228Β° N, 74.4406Β° W

Franklin County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Tupper Lake

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Tupper Lake

Other cities in New York

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.