Natural Disaster Risk in Apex

North Carolina

7.5out of 10

High Risk

Risk Summary for Apex

Above-average natural disaster risk. Several hazards pose meaningful threats. Ensure adequate home and property insurance.

Top Hazards

Hail Extreme Heat Tornado

All 18 Hazard Scores

Hail

9.9

Extreme Heat

9.7

Tornado

9.6

Hurricane

9.3

Lightning

9.3

Ice Storm

9.2

Earthquake

8.9

Winter Weather

8.6

Cold Wave

8.5

Landslide

7.5

Wildfire

6.3

Drought

5.7

Strong Wind

5.6

Tsunami

5.4

Volcanic Activity

5.1

Coastal Flooding

4.9

Avalanche

4.5

Riverine Flooding

1.0

How it compares

Apex

7.5

North Carolina avg.

6.2

US national avg.

4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk — check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

ZIP Codes in Apex

27502 27539 27523

Other cities in North Carolina

Wake Forest7.5/10 Concord6.8/10 Raleigh7.5/10 Charlotte7.7/10 Huntersville7.7/10 Cary7.5/10 Waxhaw7.1/10 Durham7.1/10

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.