🌍 ClimateRiskCheck

Natural Disaster Risk β€” ZIP Code 27502

Apex, North Carolina

7.5out of 10
High Risk

Risk Summary for ZIP 27502

ZIP 27502 scores 7.5/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Extreme Heat Tornado

All 18 Hazard Scores

Hail
9.9
Extreme Heat
9.7
Tornado
9.6
Hurricane
9.3
Lightning
9.3
Ice Storm
9.2
Earthquake
8.9
Winter Weather
8.6
Cold Wave
8.5
Landslide
7.5
Wildfire
6.3
Drought
5.7
Strong Wind
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

ZIP 27502
7.5
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: ZIP 27502, North Carolina

Located along the mid-Atlantic coast, ZIP 27502 serves the Apex community. The humid subtropical climate of this part of North Carolina β€” bringing hot, humid summers and four distinct seasons β€” directly shapes the hazard exposure for properties in this postal area.

ZIP 27502's overall natural disaster risk is rated 7.5/10 (High) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include heat and tornado.

Relative to other U.S. communities, ZIP 27502's natural disaster risk is well above the U.S. national average of 4.5/10, slightly above the 6.2/10 state average. The hazard distribution here is led by hail and heat, as measured by FEMA across North Carolina. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, ZIP 27502 residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for ZIP 27502: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Risk for the surrounding area

Local Factors for ZIP 27502

These city-level factors differentiate ZIP 27502 from other communities in North Carolina County and provide geographic context for its hazard exposure.

Population

48,530

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.3/10

Coordinates

35.7212Β° N, 78.9083Β° W

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for ZIP 27502

Last 12 months Β· Source: Open-Meteo archive

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Nearby ZIP codes

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). County-level data applied to ZIP codes within each county. Scores are normalized to 1–10 across all US counties. This information is for general awareness only β€” consult official emergency management resources and a licensed insurer for property-specific advice.