🌍 ClimateRiskCheck

Natural Disaster Risk in Caswell County

North Carolina

4.9out of 10
Moderate Risk

Risk Summary for Caswell County

Caswell County scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Landslide

All 18 Hazard Scores

Hurricane
8.2
Drought
7.5
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Tornado
4.7
Hail
4.7
Earthquake
4.6
Extreme Heat
4.5
Avalanche
4.5
Lightning
4.1
Strong Wind
3.7
Wildfire
3.4
Cold Wave
2.6
Riverine Flooding
1.0

How it compares

Caswell County
4.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Caswell County, North Carolina

Caswell County is located in the United States in North Carolina, home to roughly 22,714 residents. The county experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Caswell County's composite natural disaster risk at 4.9 out of 10 β€” moderate risk. Tropical cyclones are the dominant hazard, with the area facing threats from both direct landfalling hurricanes and the outer rain bands and storm surge of systems making landfall nearby. Residents should also account for drought and landslide risk in their preparedness planning.

Caswell County's risk score, slightly below the 6.2/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Caswell County, the highest-scoring are hurricane, drought, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Caswell County's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hurricane exposure is adequately protected is a worthwhile step for property owners.

What this means for Caswell County: Hurricane preparedness

  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.
  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.

Cities in Caswell County

ZIP codes in Caswell County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.