🌍 ClimateRiskCheck

Natural Disaster Risk in Milton

North Carolina

4.9out of 10
Moderate Risk

Risk Summary for Milton

Milton scores 4.9/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hurricane.

Top Hazards

Hurricane Drought Landslide

All 18 Hazard Scores

Hurricane
8.2
Drought
7.5
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Ice Storm
5.1
Winter Weather
5.0
Coastal Flooding
4.9
Tornado
4.7
Hail
4.7
Earthquake
4.6
Extreme Heat
4.5
Avalanche
4.5
Lightning
4.1
Strong Wind
3.7
Wildfire
3.4
Cold Wave
2.6
Riverine Flooding
1.0

How it compares

Milton
4.9
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Milton, North Carolina

Milton, in Caswell County, is a small community of about 1,397 situated along the mid-Atlantic coast. Its humid subtropical climate brings hot, humid summers and four distinct seasons, and in particular a hurricane and tropical storm season affecting the coast. These conditions collectively define the natural hazard environment that Milton residents and property owners must navigate.

According to FEMA's National Risk Index, Milton carries an overall risk score of 4.9/10, placing it in the moderate category. Hurricane and tropical storm exposure tops the local risk profile, with the community vulnerable to storm surge, high sustained winds, and flooding rainfall during the June–November season. The area also faces notable exposure to drought and landslide.

Within North Carolina, Milton's risk is, slightly below the 6.2/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Caswell County identifies hurricane as the foremost hazard, followed by drought and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Milton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hurricane is recommended.

What this means for Milton: Hurricane preparedness

  • Keep at least a week of supplies on hand; power and water service can be disrupted for days after landfall.
  • Wind damage is usually covered by homeowners insurance, but storm-surge flooding requires separate flood coverage.
  • Know your evacuation zone and route before hurricane season begins each June.

Local Factors for Milton

These city-level factors differentiate Milton from other communities in Caswell County and provide geographic context for its hazard exposure.

Population

1,397

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.4/10

Coordinates

36.5203Β° N, 79.2255Β° W

Caswell County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Milton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Milton

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.