🌍 ClimateRiskCheck

Natural Disaster Risk in Lincoln County

North Carolina

6.1out of 10
High Risk

Risk Summary for Lincoln County

Lincoln County scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Earthquake

All 18 Hazard Scores

Ice Storm
9.4
Tornado
8.1
Earthquake
8.0
Lightning
8.0
Hurricane
7.7
Strong Wind
7.4
Hail
6.1
Landslide
5.4
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Extreme Heat
4.8
Winter Weather
4.7
Wildfire
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Lincoln County
6.1
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lincoln County, North Carolina

Lincoln County, in the United States in North Carolina, is characterized by its humid subtropical climate β€” hot, humid summers and four distinct seasons. The county faces a hurricane and tropical storm season affecting the coast, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Lincoln County carries an overall risk score of 6.1/10, placing it in the high category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to tornado and earthquake.

Within North Carolina, Lincoln County's risk is, near the 6.2/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Lincoln County identifies ice storm as the foremost hazard, followed by tornado and earthquake. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Lincoln County residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Lincoln County: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Cities in Lincoln County

ZIP codes in Lincoln County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.