🌍 ClimateRiskCheck

Natural Disaster Risk in Vale

North Carolina

6.1out of 10
High Risk

Risk Summary for Vale

Vale scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Tornado Earthquake

All 18 Hazard Scores

Ice Storm
9.4
Tornado
8.1
Earthquake
8.0
Lightning
8.0
Hurricane
7.7
Strong Wind
7.4
Hail
6.1
Landslide
5.4
Tsunami
5.4
Drought
5.1
Volcanic Activity
5.1
Cold Wave
5.1
Coastal Flooding
4.9
Extreme Heat
4.8
Winter Weather
4.7
Wildfire
4.6
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Vale
6.1
North Carolina avg.
6.2
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Vale, North Carolina

Vale is a city of approximately 10,484 residents in Lincoln County, in the interior eastern United States. The area experiences hot, humid summers and four distinct seasons, with a hurricane and tropical storm season affecting the coast shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Vale.

According to FEMA's National Risk Index, Vale carries an overall risk score of 6.1/10, placing it in the high category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to tornado and earthquake.

Vale's risk score, near the 6.2/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Lincoln County, the highest-scoring are ice storm, tornado, and earthquake. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Vale residents benefit from taking preparedness seriously. Reviewing insurance coverage for ice storm and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Vale: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Vale

These city-level factors differentiate Vale from other communities in Lincoln County and provide geographic context for its hazard exposure.

Population

10,484

Suburban

Geographic Zone

SE Atlantic Coast

Hurricane & coastal flood risk

Climate Band

Mild Temperate

Latitude 35.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 4.6/10

Coordinates

35.5545Β° N, 81.4223Β° W

Lincoln County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Vale

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Vale

Other cities in North Carolina

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.