Natural Disaster Risk in Almont
North Dakota
Risk Summary for Almont
Almont scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Average risk β standard coverage usually sufficient
This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Almont, North Dakota
Almont, in Morton County, is a small unincorporated community situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Almont residents and property owners must navigate.
According to FEMA's National Risk Index, Almont carries an overall risk score of 5.6/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to winter and ice storm.
Within North Dakota, Almont's risk is, slightly above the 4.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Morton County identifies hail as the foremost hazard, followed by winter and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.
Almont's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.
What this means for Almont: Hail preparedness
- Document roof and property condition annually to streamline any future hail claims.
- Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
- Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
Local Factors for Almont
These city-level factors differentiate Almont from other communities in Morton County and provide geographic context for its hazard exposure.
Population
272
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Cool Continental
Latitude 46.7Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 7.7/10
Coordinates
46.6758Β° N, 101.5409Β° W
Morton County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Almont
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Almont
Other cities in North Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.