🌍 ClimateRiskCheck

Natural Disaster Risk in Alsen

North Dakota

4.8out of 10
Moderate Risk

Risk Summary for Alsen

Alsen scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Winter Weather Cold Wave

All 18 Hazard Scores

Winter Weather
8.1
Ice Storm
8.1
Hail
7.6
Cold Wave
7.6
Wildfire
5.9
Tsunami
5.4
Volcanic Activity
5.1
Strong Wind
4.9
Coastal Flooding
4.9
Landslide
4.8
Avalanche
4.5
Drought
4.3
Tornado
2.7
Hurricane
2.4
Lightning
2.1
Extreme Heat
1.8
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Alsen
4.8
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Alsen, North Dakota

Alsen is a small unincorporated community in Cavalier County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Alsen.

According to FEMA's National Risk Index, Alsen carries an overall risk score of 4.8/10, placing it in the moderate category. The area faces significant ice storm exposure, where the thermal profile of the atmosphere during winter storms frequently delivers freezing rain rather than snow. The area also faces notable exposure to winter and cold wave.

Alsen's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Cavalier County, the highest-scoring are ice storm, winter, and cold wave. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Alsen's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that ice storm exposure is adequately protected is a worthwhile step for property owners.

What this means for Alsen: Ice Storm preparedness

  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.

Local Factors for Alsen

These city-level factors differentiate Alsen from other communities in Cavalier County and provide geographic context for its hazard exposure.

Population

60

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.9/10

Coordinates

48.6511Β° N, 98.5731Β° W

Cavalier County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Alsen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Alsen

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.