🌍 ClimateRiskCheck

Natural Disaster Risk in Belcourt

North Dakota

5.4out of 10
Moderate Risk

Risk Summary for Belcourt

Belcourt scores 5.4/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Winter Weather Ice Storm

All 18 Hazard Scores

Wildfire
9.7
Winter Weather
9.7
Ice Storm
9.1
Cold Wave
9.0
Landslide
6.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.8
Hail
4.7
Avalanche
4.5
Tornado
4.0
Drought
3.8
Lightning
3.6
Earthquake
2.6
Hurricane
2.4
Extreme Heat
2.4
Riverine Flooding
1.0

How it compares

Belcourt
5.4
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belcourt, North Dakota

Belcourt, in Rolette County, is a town of roughly 5,865 residents situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Belcourt residents and property owners must navigate.

According to FEMA's National Risk Index, Belcourt carries an overall risk score of 5.4/10, placing it in the moderate category. Wildfire is the primary natural hazard, driven by dry seasonal conditions, fire-prone vegetation, and the wind patterns that can spread flames rapidly across the landscape. The area also faces notable exposure to winter and ice storm.

Within North Dakota, Belcourt's risk is, slightly above the 4.7/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Rolette County identifies wildfire as the foremost hazard, followed by winter and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Belcourt residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wildfire is recommended.

What this means for Belcourt: Wildfire preparedness

  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.

Local Factors for Belcourt

These city-level factors differentiate Belcourt from other communities in Rolette County and provide geographic context for its hazard exposure.

Population

5,865

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.7/10

Coordinates

48.8353Β° N, 99.7821Β° W

Rolette County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belcourt

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belcourt

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.