🌍 ClimateRiskCheck

Natural Disaster Risk in Benedict

North Dakota

5.5out of 10
Moderate Risk

Risk Summary for Benedict

Benedict scores 5.5/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Cold Wave

All 18 Hazard Scores

Winter Weather
9.5
Hail
8.8
Cold Wave
8.6
Ice Storm
8.4
Wildfire
8.0
Strong Wind
7.4
Tsunami
5.4
Tornado
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.1
Landslide
3.9
Extreme Heat
2.7
Earthquake
2.6
Hurricane
2.4
Lightning
2.3
Riverine Flooding
1.0

How it compares

Benedict
5.5
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Benedict, North Dakota

Located in the northern tier of the continental United States in McLean County, Benedict is a small unincorporated community. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Benedict a community where hazard awareness has real practical value.

Benedict's overall natural disaster risk is rated 5.5/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include hail and cold wave.

Relative to other U.S. communities, Benedict's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.7/10 state average. The hazard distribution here is led by winter and hail, as measured by FEMA across McLean County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Benedict residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Benedict: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Benedict

These city-level factors differentiate Benedict from other communities in McLean County and provide geographic context for its hazard exposure.

Population

308

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.0/10

Coordinates

47.8005Β° N, 101.0600Β° W

McLean County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Benedict

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Benedict

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.