🌍 ClimateRiskCheck

Natural Disaster Risk in Beulah

North Dakota

4.6out of 10
Moderate Risk

Risk Summary for Beulah

Beulah scores 4.6/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Hail Ice Storm

All 18 Hazard Scores

Winter Weather
8.6
Hail
7.8
Ice Storm
7.1
Cold Wave
7.0
Wildfire
6.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
3.7
Strong Wind
3.1
Drought
3.1
Landslide
3.0
Extreme Heat
2.5
Hurricane
2.4
Lightning
2.2
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Beulah
4.6
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Beulah, North Dakota

Beulah is a town of roughly 3,280 residents in Mercer County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Beulah.

FEMA rates Beulah's composite natural disaster risk at 4.6 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for hail and ice storm risk in their preparedness planning.

Beulah's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Mercer County, the highest-scoring are winter, hail, and ice storm. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Beulah's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that winter exposure is adequately protected is a worthwhile step for property owners.

What this means for Beulah: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Beulah

These city-level factors differentiate Beulah from other communities in Mercer County and provide geographic context for its hazard exposure.

Population

3,280

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.6/10

Coordinates

47.2658Β° N, 101.7814Β° W

Mercer County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Beulah

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Beulah

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.