🌍 ClimateRiskCheck

Natural Disaster Risk in Billings County

North Dakota

3.5out of 10
Low Risk

Risk Summary for Billings County

Billings County scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Hail

All 18 Hazard Scores

Wildfire
7.0
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.1
Ice Storm
3.6
Landslide
3.2
Drought
2.9
Cold Wave
2.6
Hurricane
2.4
Strong Wind
2.2
Tornado
2.0
Extreme Heat
1.6
Earthquake
1.4
Lightning
1.4
Riverine Flooding
1.0

How it compares

Billings County
3.5
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Billings County, North Dakota

Situated in the United States, Billings County in North Dakota experiences a continental climate marked by extremely cold winters and short, warm summers with prairie wind exposure. Severe blizzards and spring flooding is a defining feature of the regional hazard profile that affects residents and property owners countywide.

Billings County's overall natural disaster risk is rated 3.5/10 (Low) by FEMA's National Risk Index. Fire risk is the leading concern in the area, where seasonal drought and combustible vegetation combine to create a high-risk wildfire environment. Secondary hazards include tsunami and hail.

Relative to other U.S. communities, Billings County's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by wildfire and tsunami, as measured by FEMA across Billings County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Billings County carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Billings County: Wildfire preparedness

  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.
  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.

Cities in Billings County

ZIP codes in Billings County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.