🌍 ClimateRiskCheck

Natural Disaster Risk in Belfield

North Dakota

3.5out of 10
Low Risk

Risk Summary for Belfield

Belfield scores 3.5/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Wildfire.

Top Hazards

Wildfire Tsunami Hail

All 18 Hazard Scores

Wildfire
7.0
Tsunami
5.4
Hail
5.1
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Winter Weather
4.1
Ice Storm
3.6
Landslide
3.2
Drought
2.9
Cold Wave
2.6
Hurricane
2.4
Strong Wind
2.2
Tornado
2.0
Extreme Heat
1.6
Earthquake
1.4
Lightning
1.4
Riverine Flooding
1.0

How it compares

Belfield
3.5
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Belfield, North Dakota

Belfield is a small community of about 1,653 in Billings County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Belfield.

FEMA rates Belfield's composite natural disaster risk at 3.5 out of 10 β€” low risk. The threat of wildfire dominates the local risk environment, with hot, dry summers and abundant fuel creating dangerous fire conditions each year. Residents should also account for tsunami and hail risk in their preparedness planning.

Belfield's risk score, slightly below the 4.7/10 state average and below the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Billings County, the highest-scoring are wildfire, tsunami, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Belfield carries a below-average natural disaster risk, reflecting fewer and less severe hazard exposures than typical U.S. communities. Even so, the area's primary risk β€” wildfire β€” warrants awareness and appropriate insurance coverage, as lower risk does not mean zero risk.

What this means for Belfield: Wildfire preparedness

  • Create defensible space by clearing flammable vegetation within 30–100 feet of structures.
  • Use fire-resistant roofing and screen vents to block ember intrusion, the leading cause of home ignition.
  • Prepare a go-bag and evacuation plan; wildfires can move faster than expected when winds pick up.

Local Factors for Belfield

These city-level factors differentiate Belfield from other communities in Billings County and provide geographic context for its hazard exposure.

Population

1,653

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

46.8803Β° N, 103.2443Β° W

Billings County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Belfield

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Belfield

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.