🌍 ClimateRiskCheck

Natural Disaster Risk in Divide County

North Dakota

4.4out of 10
Moderate Risk

Risk Summary for Divide County

Divide County scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Wildfire

All 18 Hazard Scores

Winter Weather
8.6
Ice Storm
7.3
Wildfire
6.4
Hail
6.1
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.0
Tornado
3.0
Lightning
2.5
Earthquake
2.4
Hurricane
2.4
Strong Wind
2.3
Landslide
2.1
Extreme Heat
1.9
Riverine Flooding
1.0

How it compares

Divide County
4.4
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Divide County, North Dakota

Divide County is located in the United States in North Dakota, home to roughly 2,195 residents. The county experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Divide County's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for ice storm and wildfire risk in their preparedness planning.

Divide County's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Divide County, the highest-scoring are winter, ice storm, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Divide County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Divide County: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Cities in Divide County

ZIP codes in Divide County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.