🌍 ClimateRiskCheck

Natural Disaster Risk in Crosby

North Dakota

4.4out of 10
Moderate Risk

Risk Summary for Crosby

Crosby scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Wildfire

All 18 Hazard Scores

Winter Weather
8.6
Ice Storm
7.3
Wildfire
6.4
Hail
6.1
Cold Wave
6.0
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
4.0
Tornado
3.0
Lightning
2.5
Earthquake
2.4
Hurricane
2.4
Strong Wind
2.3
Landslide
2.1
Extreme Heat
1.9
Riverine Flooding
1.0

How it compares

Crosby
4.4
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Crosby, North Dakota

Crosby is a small community of about 1,306 in Divide County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Crosby.

FEMA rates Crosby's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for ice storm and wildfire risk in their preparedness planning.

Crosby's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Divide County, the highest-scoring are winter, ice storm, and wildfire. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Crosby residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Crosby: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Crosby

These city-level factors differentiate Crosby from other communities in Divide County and provide geographic context for its hazard exposure.

Population

1,306

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.4/10

Coordinates

48.8617Β° N, 103.3065Β° W

Divide County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Crosby

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Crosby

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.