🌍 ClimateRiskCheck

Natural Disaster Risk in Dunn Center

North Dakota

4.8out of 10
Moderate Risk

Risk Summary for Dunn Center

Dunn Center scores 4.8/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Winter Weather

All 18 Hazard Scores

Wildfire
8.6
Hail
8.6
Winter Weather
8.3
Ice Storm
6.7
Cold Wave
5.8
Landslide
5.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.7
Tornado
3.4
Strong Wind
2.8
Hurricane
2.4
Lightning
2.3
Extreme Heat
2.1
Earthquake
1.5
Riverine Flooding
1.0

How it compares

Dunn Center
4.8
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dunn Center, North Dakota

Dunn Center, in Dunn County, is a small unincorporated community situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Dunn Center residents and property owners must navigate.

According to FEMA's National Risk Index, Dunn Center carries an overall risk score of 4.8/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to wildfire and winter.

Within North Dakota, Dunn Center's risk is, near the 4.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Dunn County identifies hail as the foremost hazard, followed by wildfire and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Dunn Center's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Dunn Center: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Dunn Center

These city-level factors differentiate Dunn Center from other communities in Dunn County and provide geographic context for its hazard exposure.

Population

482

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

47.3774Β° N, 102.6058Β° W

Dunn County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dunn Center

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dunn Center

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.