🌍 ClimateRiskCheck

Natural Disaster Risk in Hansboro

North Dakota

3.8out of 10
Low Risk

Risk Summary for Hansboro

Hansboro scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Cold Wave Wildfire

All 18 Hazard Scores

Ice Storm
7.5
Cold Wave
6.3
Wildfire
6.2
Tsunami
5.4
Winter Weather
5.3
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.6
Hail
3.0
Landslide
2.5
Hurricane
2.4
Tornado
1.9
Strong Wind
1.9
Extreme Heat
1.7
Lightning
1.5
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Hansboro
3.8
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Below-average risk β€” standard coverage likely adequate

Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hansboro, North Dakota

Located in the northern tier of the continental United States in Towner County, Hansboro is a small unincorporated community. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Hansboro a community where hazard awareness has real practical value.

FEMA rates Hansboro's composite natural disaster risk at 3.8 out of 10 β€” low risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for cold wave and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Hansboro's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by ice storm and cold wave, as measured by FEMA across Towner County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Despite its lower-than-average risk classification, Hansboro is not immune to natural hazards. Basic preparedness β€” an emergency kit, awareness of seasonal risks, and property insurance that covers ice storm β€” remains prudent for all residents.

What this means for Hansboro: Ice Storm preparedness

  • Keep walkways treated and avoid travel during freezing-rain events.
  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.

Local Factors for Hansboro

These city-level factors differentiate Hansboro from other communities in Towner County and provide geographic context for its hazard exposure.

Population

10

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 49.0Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.2/10

Coordinates

48.9718Β° N, 99.3271Β° W

Towner County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hansboro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hansboro

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.