Natural Disaster Risk in Hansboro
North Dakota
Risk Summary for Hansboro
Hansboro scores 3.8/10 (Low risk), below the U.S. average of 4.5. The leading hazard is Ice Storm.
Top Hazards
All 18 Hazard Scores
How it compares
Live Conditions
π What this means for insurance
Below-average risk β standard coverage likely adequate
Natural disaster risk here is below the US average. Standard homeowners insurance will typically be sufficient, but it is still worth reviewing exclusions for floods and earthquakes.
This is general information only. Consult a licensed insurance professional for advice specific to your property.
Natural Hazard Profile: Hansboro, North Dakota
Located in the northern tier of the continental United States in Towner County, Hansboro is a small unincorporated community. The continental climate that characterizes this part of North Dakota β marked by extremely cold winters and short, warm summers with prairie wind exposure β directly influences the types and severity of natural hazards present, making Hansboro a community where hazard awareness has real practical value.
FEMA rates Hansboro's composite natural disaster risk at 3.8 out of 10 β low risk. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. Residents should also account for cold wave and wildfire risk in their preparedness planning.
Relative to other U.S. communities, Hansboro's natural disaster risk is below the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by ice storm and cold wave, as measured by FEMA across Towner County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.
Despite its lower-than-average risk classification, Hansboro is not immune to natural hazards. Basic preparedness β an emergency kit, awareness of seasonal risks, and property insurance that covers ice storm β remains prudent for all residents.
What this means for Hansboro: Ice Storm preparedness
- Keep walkways treated and avoid travel during freezing-rain events.
- Have a backup heat source and charged devices ready before winter storms arrive.
- Prepare for multi-day power outages, as ice accretion frequently downs power lines.
Local Factors for Hansboro
These city-level factors differentiate Hansboro from other communities in Towner County and provide geographic context for its hazard exposure.
Population
10
RuralGeographic Zone
Inland
Reduced coastal hazard exposure
Climate Band
Northern Continental
Latitude 49.0Β°
Flood Terrain
Minimal β county topography limits flood risk
Flood score: 1.0/10
Wildfire Exposure
Moderate β seasonal fire risk
Fire score: 6.2/10
Coordinates
48.9718Β° N, 99.3271Β° W
Towner County
Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.
Recent Climate Data for Hansboro
Last 12 months Β· Source: Open-Meteo archive
Notable Weather Days (last 12 months)
ZIP Codes in Hansboro
Other cities in North Dakota
Data source: FEMA National Risk Index (NRI). Scores normalized to 1β10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.