🌍 ClimateRiskCheck

Natural Disaster Risk in Hatton

North Dakota

4.3out of 10
Moderate Risk

Risk Summary for Hatton

Hatton scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Ice Storm

All 18 Hazard Scores

Strong Wind
8.1
Hail
7.7
Ice Storm
7.5
Winter Weather
5.9
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.2
Drought
3.1
Wildfire
2.7
Tornado
2.7
Hurricane
2.4
Extreme Heat
1.8
Lightning
1.4
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Hatton
4.3
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hatton, North Dakota

Hatton, in Steele County, is a small community of about 991 situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Hatton residents and property owners must navigate.

According to FEMA's National Risk Index, Hatton carries an overall risk score of 4.3/10, placing it in the moderate category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to hail and ice storm.

Within North Dakota, Hatton's risk is, slightly below the 4.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Steele County identifies wind as the foremost hazard, followed by hail and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Hatton residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Hatton: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Hatton

These city-level factors differentiate Hatton from other communities in Steele County and provide geographic context for its hazard exposure.

Population

991

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

47.6349Β° N, 97.4767Β° W

Steele County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hatton

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hatton

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.