🌍 ClimateRiskCheck

Natural Disaster Risk in Hebron

North Dakota

5.6out of 10
Moderate Risk

Risk Summary for Hebron

Hebron scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Ice Storm

All 18 Hazard Scores

Hail
9.6
Winter Weather
9.6
Ice Storm
8.7
Cold Wave
8.3
Wildfire
7.7
Tornado
6.3
Strong Wind
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Extreme Heat
3.8
Drought
3.3
Lightning
3.3
Hurricane
2.4
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Hebron
5.6
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hebron, North Dakota

Located in the northern tier of the continental United States in Morton County, Hebron is a small community of about 874. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Hebron a community where hazard awareness has real practical value.

Hebron's overall natural disaster risk is rated 5.6/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include winter and ice storm.

Relative to other U.S. communities, Hebron's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.7/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Morton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Hebron residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Hebron: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Hebron

These city-level factors differentiate Hebron from other communities in Morton County and provide geographic context for its hazard exposure.

Population

874

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

46.9220Β° N, 102.0487Β° W

Morton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hebron

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Hebron

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.