🌍 ClimateRiskCheck

Natural Disaster Risk in Hillsboro

North Dakota

4.4out of 10
Moderate Risk

Risk Summary for Hillsboro

Hillsboro scores 4.4/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
8.6
Ice Storm
7.9
Winter Weather
7.8
Cold Wave
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Strong Wind
4.2
Tornado
3.9
Wildfire
3.3
Drought
3.2
Landslide
3.1
Hurricane
2.4
Extreme Heat
2.2
Lightning
1.7
Earthquake
1.6
Riverine Flooding
1.0

How it compares

Hillsboro
4.4
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Hillsboro, North Dakota

Hillsboro is a small community of about 2,239 in Traill County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Hillsboro.

FEMA rates Hillsboro's composite natural disaster risk at 4.4 out of 10 β€” moderate risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for ice storm and winter risk in their preparedness planning.

Hillsboro's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Traill County, the highest-scoring are hail, ice storm, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Hillsboro residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Hillsboro: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Hillsboro

These city-level factors differentiate Hillsboro from other communities in Traill County and provide geographic context for its hazard exposure.

Population

2,239

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 3.3/10

Coordinates

47.3824Β° N, 97.0269Β° W

Traill County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Hillsboro

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Hillsboro

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.