🌍 ClimateRiskCheck

Natural Disaster Risk in Nelson County

North Dakota

4.7out of 10
Moderate Risk

Risk Summary for Nelson County

Nelson County scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
8.3
Ice Storm
8.3
Winter Weather
7.8
Wildfire
7.2
Cold Wave
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Strong Wind
3.8
Drought
3.6
Tornado
3.1
Hurricane
2.4
Extreme Heat
2.0
Lightning
1.7
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Nelson County
4.7
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Nelson County, North Dakota

Nelson County, in the United States in North Dakota, is characterized by its continental climate β€” extremely cold winters and short, warm summers with prairie wind exposure. The county faces severe blizzards and spring flooding, and its FEMA risk assessment establishes the hazard baseline shared by all the towns and cities it contains.

According to FEMA's National Risk Index, Nelson County carries an overall risk score of 4.7/10, placing it in the moderate category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and winter.

Within North Dakota, Nelson County's risk is, near the 4.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of Nelson County identifies hail as the foremost hazard, followed by ice storm and winter. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Nelson County residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Nelson County: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Cities in Nelson County

ZIP codes in Nelson County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.