🌍 ClimateRiskCheck

Natural Disaster Risk in Mcville

North Dakota

4.7out of 10
Moderate Risk

Risk Summary for Mcville

Mcville scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Winter Weather

All 18 Hazard Scores

Hail
8.3
Ice Storm
8.3
Winter Weather
7.8
Wildfire
7.2
Cold Wave
6.3
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.0
Strong Wind
3.8
Drought
3.6
Tornado
3.1
Hurricane
2.4
Extreme Heat
2.0
Lightning
1.7
Earthquake
1.4
Riverine Flooding
1.0

How it compares

Mcville
4.7
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Mcville, North Dakota

Mcville is a small community of about 588 in Nelson County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Mcville.

According to FEMA's National Risk Index, Mcville carries an overall risk score of 4.7/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to ice storm and winter.

Mcville's risk score, near the 4.7/10 state average and near the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Nelson County, the highest-scoring are hail, ice storm, and winter. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Mcville residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Mcville: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Mcville

These city-level factors differentiate Mcville from other communities in Nelson County and provide geographic context for its hazard exposure.

Population

588

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.2/10

Coordinates

47.7711Β° N, 98.1475Β° W

Nelson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Mcville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Mcville

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.