🌍 ClimateRiskCheck

Natural Disaster Risk in Plaza

North Dakota

5.0out of 10
Moderate Risk

Risk Summary for Plaza

Plaza scores 5.0/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Cold Wave Wildfire

All 18 Hazard Scores

Winter Weather
9.1
Cold Wave
8.2
Wildfire
8.1
Hail
7.9
Ice Storm
7.4
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Tornado
4.1
Drought
4.1
Strong Wind
3.5
Landslide
3.2
Lightning
2.9
Extreme Heat
2.5
Hurricane
2.4
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Plaza
5.0
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Plaza, North Dakota

Located in the northern tier of the continental United States in Mountrail County, Plaza is a small community of about 585. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Plaza a community where hazard awareness has real practical value.

FEMA rates Plaza's composite natural disaster risk at 5.0 out of 10 β€” moderate risk. Winter weather is the dominant natural hazard, with the area facing heavy snowfall, ice accumulation, and bitter cold that can immobilize infrastructure and create dangerous travel conditions. Residents should also account for cold wave and wildfire risk in their preparedness planning.

Relative to other U.S. communities, Plaza's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.7/10 state average. The hazard distribution here is led by winter and cold wave, as measured by FEMA across Mountrail County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Plaza residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Plaza: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Plaza

These city-level factors differentiate Plaza from other communities in Mountrail County and provide geographic context for its hazard exposure.

Population

585

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 48.1Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.1/10

Coordinates

48.0871Β° N, 101.9853Β° W

Mountrail County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Plaza

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Plaza

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.