🌍 ClimateRiskCheck

Natural Disaster Risk in Portland

North Dakota

4.3out of 10
Moderate Risk

Risk Summary for Portland

Portland scores 4.3/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Hail Ice Storm

All 18 Hazard Scores

Strong Wind
8.1
Hail
7.7
Ice Storm
7.5
Winter Weather
5.9
Tsunami
5.4
Cold Wave
5.2
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.2
Drought
3.1
Wildfire
2.7
Tornado
2.7
Hurricane
2.4
Extreme Heat
1.8
Lightning
1.4
Earthquake
1.3
Riverine Flooding
1.0

How it compares

Portland
4.3
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Portland, North Dakota

Located in the northern tier of the continental United States in Steele County, Portland is a small community of about 930. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Portland a community where hazard awareness has real practical value.

Portland's overall natural disaster risk is rated 4.3/10 (Moderate) by FEMA's National Risk Index. Wind damage from severe weather systems tops the local risk profile, with open terrain and frequent storm activity amplifying exposure to destructive gusts. Secondary hazards include hail and ice storm.

Relative to other U.S. communities, Portland's natural disaster risk is near the U.S. national average of 4.5/10, slightly below the 4.7/10 state average. The hazard distribution here is led by wind and hail, as measured by FEMA across Steele County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Portland residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for wind is recommended.

What this means for Portland: Strong Wind preparedness

  • Secure or store outdoor furniture and loose objects that can become projectiles.
  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.

Local Factors for Portland

These city-level factors differentiate Portland from other communities in Steele County and provide geographic context for its hazard exposure.

Population

930

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Lower β€” moist climate limits wildfire frequency

Fire score: 2.7/10

Coordinates

47.4916Β° N, 97.4899Β° W

Steele County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Portland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Portland

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.