Natural Disaster Risk in Saint Thomas

Natural Hazard Profile: Saint Thomas, North Dakota

Located in the northern tier of the continental United States in Pembina County, Saint Thomas is a small unincorporated community. The continental climate that characterizes this part of North Dakota — marked by extremely cold winters and short, warm summers with prairie wind exposure — directly influences the types and severity of natural hazards present, making Saint Thomas a community where hazard awareness has real practical value.

Saint Thomas's overall natural disaster risk is rated 4.9/10 (Moderate) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include ice storm and cold wave.

Relative to other U.S. communities, Saint Thomas's natural disaster risk is near the U.S. national average of 4.5/10, near the 4.7/10 state average. The hazard distribution here is led by winter and ice storm, as measured by FEMA across Pembina County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Saint Thomas residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.