🌍 ClimateRiskCheck

Natural Disaster Risk in Solen

North Dakota

5.6out of 10
Moderate Risk

Risk Summary for Solen

Solen scores 5.6/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Winter Weather Ice Storm

All 18 Hazard Scores

Hail
9.6
Winter Weather
9.6
Ice Storm
8.7
Cold Wave
8.3
Wildfire
7.7
Tornado
6.3
Strong Wind
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Landslide
4.6
Avalanche
4.5
Extreme Heat
3.8
Drought
3.3
Lightning
3.3
Hurricane
2.4
Earthquake
1.8
Riverine Flooding
1.0

How it compares

Solen
5.6
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Solen, North Dakota

Located in the northern tier of the continental United States in Morton County, Solen is a small unincorporated community. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Solen a community where hazard awareness has real practical value.

FEMA rates Solen's composite natural disaster risk at 5.6 out of 10 β€” moderate risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for winter and ice storm risk in their preparedness planning.

Relative to other U.S. communities, Solen's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 4.7/10 state average. The hazard distribution here is led by hail and winter, as measured by FEMA across Morton County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Solen's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that hail exposure is adequately protected is a worthwhile step for property owners.

What this means for Solen: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Solen

These city-level factors differentiate Solen from other communities in Morton County and provide geographic context for its hazard exposure.

Population

437

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.7/10

Coordinates

46.3724Β° N, 100.8724Β° W

Morton County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Solen

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Solen

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.