🌍 ClimateRiskCheck

Natural Disaster Risk in Thompson

North Dakota

5.8out of 10
Moderate Risk

Risk Summary for Thompson

Thompson scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Ice Storm Hail

All 18 Hazard Scores

Winter Weather
9.8
Ice Storm
9.3
Hail
9.1
Strong Wind
8.1
Cold Wave
7.7
Tornado
6.6
Wildfire
6.1
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Extreme Heat
4.6
Avalanche
4.5
Lightning
4.4
Landslide
4.2
Drought
3.5
Earthquake
2.4
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Thompson
5.8
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Thompson, North Dakota

Thompson is a small community of about 2,168 in Grand Forks County, in the northern tier of the continental United States. The area experiences extremely cold winters and short, warm summers with prairie wind exposure, with severe blizzards and spring flooding shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Thompson.

FEMA rates Thompson's composite natural disaster risk at 5.8 out of 10 β€” moderate risk. Severe winter storms top the local risk profile, bringing blizzard conditions, ice storms, and extreme cold that pose health risks and cause extensive property and infrastructure damage. Residents should also account for ice storm and hail risk in their preparedness planning.

Thompson's risk score, slightly above the 4.7/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Grand Forks County, the highest-scoring are winter, ice storm, and hail. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Thompson residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for winter is recommended.

What this means for Thompson: Winter Weather preparedness

  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.
  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.

Local Factors for Thompson

These city-level factors differentiate Thompson from other communities in Grand Forks County and provide geographic context for its hazard exposure.

Population

2,168

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Northern Continental

Latitude 47.8Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.1/10

Coordinates

47.7776Β° N, 97.1308Β° W

Grand Forks County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Thompson

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Thompson

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.