🌍 ClimateRiskCheck

Natural Disaster Risk in Wheatland

North Dakota

6.4out of 10
High Risk

Risk Summary for Wheatland

Wheatland scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Winter Weather.

Top Hazards

Winter Weather Strong Wind Hail

All 18 Hazard Scores

Winter Weather
10.0
Strong Wind
9.8
Hail
9.7
Ice Storm
9.7
Tornado
9.1
Cold Wave
9.0
Lightning
6.8
Extreme Heat
6.3
Wildfire
5.7
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Landslide
4.2
Earthquake
3.4
Drought
3.0
Hurricane
2.4
Riverine Flooding
1.0

How it compares

Wheatland
6.4
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wheatland, North Dakota

Located in the northern tier of the continental United States in Cass County, Wheatland is a small community of about 504. The continental climate that characterizes this part of North Dakota β€” marked by extremely cold winters and short, warm summers with prairie wind exposure β€” directly influences the types and severity of natural hazards present, making Wheatland a community where hazard awareness has real practical value.

Wheatland's overall natural disaster risk is rated 6.4/10 (High) by FEMA's National Risk Index. The area faces significant winter hazard exposure, with nor'easters, ice storms, or blizzards regularly challenging transportation networks and power infrastructure. Secondary hazards include wind and hail.

Relative to other U.S. communities, Wheatland's natural disaster risk is above the U.S. national average of 4.5/10, considerably above the 4.7/10 state average. The hazard distribution here is led by winter and wind, as measured by FEMA across Cass County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

Wheatland's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Wheatland: Winter Weather preparedness

  • Maintain an emergency kit in your vehicle and home for snow- or ice-related power outages.
  • Clear roof snow loads when heavy to prevent structural strain and ice dams.
  • Insulate pipes and keep a backup heat source to prevent freezing during extended cold.

Local Factors for Wheatland

These city-level factors differentiate Wheatland from other communities in Cass County and provide geographic context for its hazard exposure.

Population

504

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.9Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.7/10

Coordinates

46.8682Β° N, 97.3483Β° W

Cass County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wheatland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wheatland

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.