🌍 ClimateRiskCheck

Natural Disaster Risk in Wishek

North Dakota

4.7out of 10
Moderate Risk

Risk Summary for Wishek

Wishek scores 4.7/10 (Moderate risk), near the U.S. average of 4.5. The leading hazard is Cold Wave.

Top Hazards

Cold Wave Winter Weather Hail

All 18 Hazard Scores

Cold Wave
9.2
Winter Weather
8.5
Hail
7.5
Wildfire
7.4
Ice Storm
6.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Strong Wind
4.6
Avalanche
4.5
Drought
4.0
Tornado
3.5
Hurricane
2.4
Extreme Heat
2.2
Earthquake
1.8
Lightning
1.7
Landslide
1.5
Riverine Flooding
1.0

How it compares

Wishek
4.7
North Dakota avg.
4.7
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Wishek, North Dakota

Wishek, in McIntosh County, is a small community of about 1,129 situated in the northern tier of the continental United States. Its continental climate brings extremely cold winters and short, warm summers with prairie wind exposure, and in particular severe blizzards and spring flooding. These conditions collectively define the natural hazard environment that Wishek residents and property owners must navigate.

According to FEMA's National Risk Index, Wishek carries an overall risk score of 4.7/10, placing it in the moderate category. Arctic air outbreaks are the leading natural hazard, with temperature plunges to dangerous lows capable of causing hypothermia and widespread infrastructure failures. The area also faces notable exposure to winter and hail.

Within North Dakota, Wishek's risk is, near the 4.7/10 state average. Nationally, it ranks near the U.S. national average of 4.5/10. FEMA's analysis of McIntosh County identifies cold wave as the foremost hazard, followed by winter and hail. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Wishek's moderate risk profile means that while catastrophic events are less frequent, they do occur. Standard homeowners insurance typically covers many common hazards here, but confirming that cold wave exposure is adequately protected is a worthwhile step for property owners.

What this means for Wishek: Cold Wave preparedness

  • Dress in layers and limit exposure during extreme cold to prevent frostbite and hypothermia.
  • Protect pipes, pets, and plants, and ensure heating systems are serviced before winter.
  • Keep emergency heat and supplies ready in case of cold-related power outages.

Local Factors for Wishek

These city-level factors differentiate Wishek from other communities in McIntosh County and provide geographic context for its hazard exposure.

Population

1,129

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Cool Continental

Latitude 46.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.4/10

Coordinates

46.2720Β° N, 99.6008Β° W

McIntosh County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Wishek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Wishek

Other cities in North Dakota

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.