🌍 ClimateRiskCheck

Natural Disaster Risk in Berlin

Ohio

6.4out of 10
High Risk

Risk Summary for Berlin

Berlin scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Landslide

All 18 Hazard Scores

Hail
9.0
Ice Storm
8.6
Landslide
8.5
Winter Weather
8.4
Lightning
7.3
Tornado
7.1
Strong Wind
7.1
Hurricane
6.8
Extreme Heat
6.4
Tsunami
5.4
Wildfire
5.3
Cold Wave
5.2
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.8
Riverine Flooding
1.0

How it compares

Berlin
6.4
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Berlin, Ohio

Berlin, in Holmes County, is a small unincorporated community situated in the interior eastern United States. Its humid continental climate brings cold winters with lake-effect snow in the north and warm, humid summers, and in particular spring tornado risk and winter ice storms. These conditions collectively define the natural hazard environment that Berlin residents and property owners must navigate.

According to FEMA's National Risk Index, Berlin carries an overall risk score of 6.4/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to ice storm and landslide.

Within Ohio, Berlin's risk is, slightly above the 5.8/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Holmes County identifies hail as the foremost hazard, followed by ice storm and landslide. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Berlin residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Berlin: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Berlin

These city-level factors differentiate Berlin from other communities in Holmes County and provide geographic context for its hazard exposure.

Population

214

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

40.5608Β° N, 81.8014Β° W

Holmes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Berlin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Berlin

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.