🌍 ClimateRiskCheck

Natural Disaster Risk in Holmes County

Ohio

6.4out of 10
High Risk

Risk Summary for Holmes County

Holmes County scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Landslide

All 18 Hazard Scores

Hail
9.0
Ice Storm
8.6
Landslide
8.5
Winter Weather
8.4
Lightning
7.3
Tornado
7.1
Strong Wind
7.1
Hurricane
6.8
Extreme Heat
6.4
Tsunami
5.4
Wildfire
5.3
Cold Wave
5.2
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.8
Riverine Flooding
1.0

How it compares

Holmes County
6.4
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Holmes County, Ohio

Holmes County is located in the United States in Ohio, home to roughly 44,196 residents. The county experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the natural hazards faced by its communities. FEMA assesses risk at this county level, providing the baseline for every city and ZIP code within its boundaries.

FEMA rates Holmes County's composite natural disaster risk at 6.4 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for ice storm and landslide risk in their preparedness planning.

Holmes County's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Holmes County, the highest-scoring are hail, ice storm, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Holmes County's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Holmes County: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Cities in Holmes County

ZIP codes in Holmes County

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. For informational purposes only.