🌍 ClimateRiskCheck

Natural Disaster Risk in Lakeville

Ohio

6.4out of 10
High Risk

Risk Summary for Lakeville

Lakeville scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Landslide

All 18 Hazard Scores

Hail
9.0
Ice Storm
8.6
Landslide
8.5
Winter Weather
8.4
Lightning
7.3
Tornado
7.1
Strong Wind
7.1
Hurricane
6.8
Extreme Heat
6.4
Tsunami
5.4
Wildfire
5.3
Cold Wave
5.2
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.8
Riverine Flooding
1.0

How it compares

Lakeville
6.4
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Lakeville, Ohio

Lakeville is a small community of about 1,411 in Holmes County, in the interior eastern United States. The area experiences cold winters with lake-effect snow in the north and warm, humid summers, with spring tornado risk and winter ice storms shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Lakeville.

FEMA rates Lakeville's composite natural disaster risk at 6.4 out of 10 β€” high risk. Hailstorm risk tops the local hazard profile, driven by frequent severe thunderstorm development that produces some of the most property-damaging hail in the country. Residents should also account for ice storm and landslide risk in their preparedness planning.

Lakeville's risk score, slightly above the 5.8/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Holmes County, the highest-scoring are hail, ice storm, and landslide. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

Lakeville's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Lakeville: Hail preparedness

  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.

Local Factors for Lakeville

These city-level factors differentiate Lakeville from other communities in Holmes County and provide geographic context for its hazard exposure.

Population

1,411

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.7Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

40.6502Β° N, 82.1352Β° W

Holmes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Lakeville

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Lakeville

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.