🌍 ClimateRiskCheck

Natural Disaster Risk in Walnut Creek

Ohio

6.4out of 10
High Risk

Risk Summary for Walnut Creek

Walnut Creek scores 6.4/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Landslide

All 18 Hazard Scores

Hail
9.0
Ice Storm
8.6
Landslide
8.5
Winter Weather
8.4
Lightning
7.3
Tornado
7.1
Strong Wind
7.1
Hurricane
6.8
Extreme Heat
6.4
Tsunami
5.4
Wildfire
5.3
Cold Wave
5.2
Volcanic Activity
5.1
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Drought
3.8
Riverine Flooding
1.0

How it compares

Walnut Creek
6.4
Ohio avg.
5.8
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Walnut Creek, Ohio

Located in the interior eastern United States in Holmes County, Walnut Creek is a small unincorporated community. The humid continental climate that characterizes this part of Ohio β€” marked by cold winters with lake-effect snow in the north and warm, humid summers β€” directly influences the types and severity of natural hazards present, making Walnut Creek a community where hazard awareness has real practical value.

FEMA rates Walnut Creek's composite natural disaster risk at 6.4 out of 10 β€” high risk. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. Residents should also account for ice storm and landslide risk in their preparedness planning.

Relative to other U.S. communities, Walnut Creek's natural disaster risk is above the U.S. national average of 4.5/10, slightly above the 5.8/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Holmes County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a high natural disaster risk rating, Walnut Creek residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Walnut Creek: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Walnut Creek

These city-level factors differentiate Walnut Creek from other communities in Holmes County and provide geographic context for its hazard exposure.

Population

337

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Moderate Continental

Latitude 40.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 5.3/10

Coordinates

40.5394Β° N, 81.7119Β° W

Holmes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Walnut Creek

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Walnut Creek

Other cities in Ohio

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.