🌍 ClimateRiskCheck

Natural Disaster Risk in Checotah

Oklahoma

7.1out of 10
High Risk

Risk Summary for Checotah

Checotah scores 7.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Drought.

Top Hazards

Drought Ice Storm Extreme Heat

All 18 Hazard Scores

Drought
9.4
Ice Storm
9.4
Wildfire
9.2
Extreme Heat
9.2
Hail
8.7
Lightning
8.6
Tornado
8.2
Winter Weather
7.0
Landslide
6.9
Hurricane
6.2
Cold Wave
6.0
Earthquake
5.8
Strong Wind
5.8
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Checotah
7.1
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Checotah, Oklahoma

Checotah is a town of roughly 9,712 residents in McIntosh County, in the interior eastern United States. The area experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Checotah.

According to FEMA's National Risk Index, Checotah carries an overall risk score of 7.1/10, placing it in the high category. Prolonged drought is the primary hazard risk, shaped by low annual rainfall, high evaporation rates, and increasing temperature trends that deepen and lengthen dry periods. The area also faces notable exposure to ice storm and heat.

Checotah's risk score, slightly above the 6.4/10 state average and well above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for McIntosh County, the highest-scoring are drought, ice storm, and heat. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a high natural disaster risk rating, Checotah residents benefit from taking preparedness seriously. Reviewing insurance coverage for drought and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Checotah: Drought preparedness

  • Adopt water-efficient landscaping and fixtures to reduce strain during extended dry periods.
  • Be aware that prolonged drought raises secondary risks including wildfire and foundation soil movement.
  • Follow local water-use restrictions, which may be enacted during severe drought conditions.

Local Factors for Checotah

These city-level factors differentiate Checotah from other communities in McIntosh County and provide geographic context for its hazard exposure.

Population

9,712

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.4Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

35.4455Β° N, 95.5276Β° W

McIntosh County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Checotah

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Checotah

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.