🌍 ClimateRiskCheck

Natural Disaster Risk in Cleveland

Oklahoma

6.3out of 10
High Risk

Risk Summary for Cleveland

Cleveland scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Wildfire Drought

All 18 Hazard Scores

Ice Storm
9.4
Wildfire
8.8
Drought
8.2
Cold Wave
8.0
Extreme Heat
7.7
Landslide
7.5
Tornado
7.4
Hail
7.4
Strong Wind
6.5
Winter Weather
5.6
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Hurricane
4.2
Earthquake
4.1
Lightning
2.4
Riverine Flooding
1.0

How it compares

Cleveland
6.3
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Cleveland, Oklahoma

Cleveland, in Pawnee County, is a town of roughly 7,587 residents situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Cleveland residents and property owners must navigate.

Cleveland's overall natural disaster risk is rated 6.3/10 (High) by FEMA's National Risk Index. Freezing rain and ice accretion are the primary winter hazard, with glaze ice events capable of downing power lines, snapping tree limbs, and making roads impassable for days. Secondary hazards include wildfire and drought.

Within Oklahoma, Cleveland's risk is, near the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Pawnee County identifies ice storm as the foremost hazard, followed by wildfire and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

Cleveland's high risk designation reflects meaningful exposure to natural hazards. Residents should verify that their insurance covers the area's primary risks, prepare a family emergency plan, and stay informed about seasonal hazard peaks through local weather and emergency management services.

What this means for Cleveland: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Cleveland

These city-level factors differentiate Cleveland from other communities in Pawnee County and provide geographic context for its hazard exposure.

Population

7,587

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 36.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.8/10

Coordinates

36.2456Β° N, 96.4193Β° W

Pawnee County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Cleveland

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Cleveland

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.