Natural Disaster Risk in Coalgate

Natural Hazard Profile: Coalgate, Oklahoma

Coalgate is a town of roughly 3,957 residents in Coal County, in the interior eastern United States. The area experiences hot summers, variable winters, and exposure at the center of Tornado Alley, with a globally significant tornado season that peaks in spring shaping the pattern of natural hazards that residents encounter. Understanding the local risk profile is essential for anyone living in, moving to, or owning property in Coalgate.

According to FEMA's National Risk Index, Coalgate carries an overall risk score of 5.6/10, placing it in the moderate category. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. The area also faces notable exposure to wildfire and drought.

Coalgate's risk score, slightly below the 6.4/10 state average and above the U.S. national average of 4.5/10. Of the 18 hazard categories tracked by FEMA for Coal County, the highest-scoring are hail, wildfire, and drought. These scores reflect county-level data and represent the baseline risk that all communities in the county share.

With a moderate risk rating, Coalgate residents are well-served by maintaining standard preparedness practices — an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.