🌍 ClimateRiskCheck

Natural Disaster Risk in Daisy

Oklahoma

5.8out of 10
Moderate Risk

Risk Summary for Daisy

Daisy scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Ice Storm Wildfire

All 18 Hazard Scores

Hail
9.5
Ice Storm
8.9
Wildfire
8.6
Drought
7.2
Extreme Heat
7.0
Hurricane
5.7
Tornado
5.6
Tsunami
5.4
Volcanic Activity
5.1
Landslide
4.9
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Winter Weather
4.4
Cold Wave
4.3
Lightning
4.1
Strong Wind
3.5
Riverine Flooding
1.0

How it compares

Daisy
5.8
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Daisy, Oklahoma

Located in the interior eastern United States in Atoka County, Daisy is a small unincorporated community. The semi-arid climate that characterizes this part of Oklahoma β€” marked by hot summers, variable winters, and exposure at the center of Tornado Alley β€” directly influences the types and severity of natural hazards present, making Daisy a community where hazard awareness has real practical value.

Daisy's overall natural disaster risk is rated 5.8/10 (Moderate) by FEMA's National Risk Index. Hail is the primary natural disaster concern, with severe storms delivering baseball-sized or larger hailstones that cause significant insured losses each year. Secondary hazards include ice storm and wildfire.

Relative to other U.S. communities, Daisy's natural disaster risk is above the U.S. national average of 4.5/10, slightly below the 6.4/10 state average. The hazard distribution here is led by hail and ice storm, as measured by FEMA across Atoka County. While city-specific sub-county variation exists, these scores represent the best available federal risk estimate.

With a moderate risk rating, Daisy residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for hail is recommended.

What this means for Daisy: Hail preparedness

  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.
  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.

Local Factors for Daisy

These city-level factors differentiate Daisy from other communities in Atoka County and provide geographic context for its hazard exposure.

Population

173

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 8.6/10

Coordinates

34.5578Β° N, 95.7017Β° W

Atoka County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Daisy

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Daisy

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.