🌍 ClimateRiskCheck

Natural Disaster Risk in Dustin

Oklahoma

6.1out of 10
High Risk

Risk Summary for Dustin

Dustin scores 6.1/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Ice Storm

All 18 Hazard Scores

Hail
9.4
Wildfire
9.1
Ice Storm
8.8
Drought
7.0
Tornado
6.9
Extreme Heat
6.7
Landslide
6.7
Hurricane
5.9
Cold Wave
5.9
Winter Weather
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Earthquake
4.4
Lightning
3.8
Strong Wind
3.2
Riverine Flooding
1.0

How it compares

Dustin
6.1
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Dustin, Oklahoma

Dustin, in Hughes County, is a small community of about 662 situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Dustin residents and property owners must navigate.

According to FEMA's National Risk Index, Dustin carries an overall risk score of 6.1/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to wildfire and ice storm.

Within Oklahoma, Dustin's risk is, near the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Hughes County identifies hail as the foremost hazard, followed by wildfire and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Dustin residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Dustin: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Dustin

These city-level factors differentiate Dustin from other communities in Hughes County and provide geographic context for its hazard exposure.

Population

662

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.2Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.1/10

Coordinates

35.2413Β° N, 96.0464Β° W

Hughes County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Dustin

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Dustin

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.