🌍 ClimateRiskCheck

Natural Disaster Risk in Earlsboro

Oklahoma

6.8out of 10
High Risk

Risk Summary for Earlsboro

Earlsboro scores 6.8/10 (High risk), above the U.S. average of 4.5. The leading hazard is Hail.

Top Hazards

Hail Wildfire Ice Storm

All 18 Hazard Scores

Hail
9.5
Wildfire
9.2
Ice Storm
9.0
Extreme Heat
8.9
Tornado
8.1
Drought
7.3
Winter Weather
7.3
Cold Wave
6.8
Landslide
6.7
Strong Wind
6.2
Earthquake
5.8
Hurricane
5.6
Lightning
5.5
Tsunami
5.4
Volcanic Activity
5.1
Coastal Flooding
4.9
Avalanche
4.5
Riverine Flooding
1.0

How it compares

Earlsboro
6.8
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Earlsboro, Oklahoma

Earlsboro, in Seminole County, is a small community of about 1,827 situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Earlsboro residents and property owners must navigate.

According to FEMA's National Risk Index, Earlsboro carries an overall risk score of 6.8/10, placing it in the high category. Large hail is the dominant natural hazard, with supercell thunderstorms regularly producing damaging hailstones capable of destroying crops, vehicles, and roofs. The area also faces notable exposure to wildfire and ice storm.

Within Oklahoma, Earlsboro's risk is, near the 6.4/10 state average. Nationally, it ranks well above the U.S. national average of 4.5/10. FEMA's analysis of Seminole County identifies hail as the foremost hazard, followed by wildfire and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Earlsboro residents benefit from taking preparedness seriously. Reviewing insurance coverage for hail and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Earlsboro: Hail preparedness

  • Document roof and property condition annually to streamline any future hail claims.
  • Impact-resistant (Class 4) roofing can reduce hail damage and may lower insurance premiums.
  • Park vehicles under cover when severe storms are forecast to avoid costly hail damage.

Local Factors for Earlsboro

These city-level factors differentiate Earlsboro from other communities in Seminole County and provide geographic context for its hazard exposure.

Population

1,827

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.3Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 9.2/10

Coordinates

35.3049Β° N, 96.7665Β° W

Seminole County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Earlsboro

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Earlsboro

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.