🌍 ClimateRiskCheck

Natural Disaster Risk in Elmer

Oklahoma

6.3out of 10
High Risk

Risk Summary for Elmer

Elmer scores 6.3/10 (High risk), above the U.S. average of 4.5. The leading hazard is Strong Wind.

Top Hazards

Strong Wind Drought Ice Storm

All 18 Hazard Scores

Strong Wind
10.0
Drought
8.7
Ice Storm
8.7
Hail
8.6
Extreme Heat
8.0
Tornado
7.4
Wildfire
7.0
Winter Weather
6.9
Cold Wave
5.6
Tsunami
5.4
Volcanic Activity
5.1
Hurricane
5.0
Earthquake
4.9
Coastal Flooding
4.9
Avalanche
4.5
Landslide
3.4
Lightning
2.5
Riverine Flooding
1.0

How it compares

Elmer
6.3
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

Checking live alerts…

🏠 What this means for insurance

Above-average risk β€” check your policy limits

Standard homeowners insurance may not fully cover all hazards rated highly in this area. Verify that your policy includes adequate coverage for the top local hazards, and ask your insurer about specific endorsements or separate policies (e.g., flood, earthquake).

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Elmer, Oklahoma

Elmer, in Jackson County, is a small unincorporated community situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Elmer residents and property owners must navigate.

According to FEMA's National Risk Index, Elmer carries an overall risk score of 6.3/10, placing it in the high category. High-wind events from severe thunderstorms and derechos are the leading hazard, with damaging gusts capable of downing trees and causing widespread structural damage. The area also faces notable exposure to drought and ice storm.

Within Oklahoma, Elmer's risk is, near the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Jackson County identifies wind as the foremost hazard, followed by drought and ice storm. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a high natural disaster risk rating, Elmer residents benefit from taking preparedness seriously. Reviewing insurance coverage for wind and secondary hazards, registering for emergency alerts, and maintaining a household emergency kit are practical steps that can significantly reduce impact during a major event.

What this means for Elmer: Strong Wind preparedness

  • Confirm your policy covers wind damage and keep an inventory of property for claims.
  • Inspect and reinforce roofing, siding, and garage doors, which are common failure points in high winds.
  • Secure or store outdoor furniture and loose objects that can become projectiles.

Local Factors for Elmer

These city-level factors differentiate Elmer from other communities in Jackson County and provide geographic context for its hazard exposure.

Population

189

Rural

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 34.5Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 7.0/10

Coordinates

34.4520Β° N, 99.2765Β° W

Jackson County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Elmer

Last 12 months Β· Source: Open-Meteo archive

Loading climate data…

ZIP Codes in Elmer

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.