🌍 ClimateRiskCheck

Natural Disaster Risk in Geary

Oklahoma

5.8out of 10
Moderate Risk

Risk Summary for Geary

Geary scores 5.8/10 (Moderate risk), above the U.S. average of 4.5. The leading hazard is Ice Storm.

Top Hazards

Ice Storm Hail Drought

All 18 Hazard Scores

Ice Storm
9.5
Hail
9.3
Drought
8.5
Strong Wind
7.0
Wildfire
6.8
Tornado
5.8
Cold Wave
5.8
Tsunami
5.4
Volcanic Activity
5.1
Landslide
5.0
Extreme Heat
4.9
Coastal Flooding
4.9
Hurricane
4.8
Earthquake
4.6
Winter Weather
4.6
Avalanche
4.5
Lightning
1.6
Riverine Flooding
1.0

How it compares

Geary
5.8
Oklahoma avg.
6.4
US national avg.
4.5

Live Conditions

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🏠 What this means for insurance

Average risk β€” standard coverage usually sufficient

This area carries average natural disaster risk. A standard homeowners or renters policy should cover common events, but review the exclusions for floods and earthquakes, which are almost never included by default.

This is general information only. Consult a licensed insurance professional for advice specific to your property.

Natural Hazard Profile: Geary, Oklahoma

Geary, in Blaine County, is a small community of about 1,349 situated in the interior eastern United States. Its semi-arid climate brings hot summers, variable winters, and exposure at the center of Tornado Alley, and in particular a globally significant tornado season that peaks in spring. These conditions collectively define the natural hazard environment that Geary residents and property owners must navigate.

According to FEMA's National Risk Index, Geary carries an overall risk score of 5.8/10, placing it in the moderate category. Ice storm risk tops the local winter hazard profile, with freezing rain events capable of coating roads, trees, and power lines with ice that causes widespread outages and dangerous travel conditions. The area also faces notable exposure to hail and drought.

Within Oklahoma, Geary's risk is, slightly below the 6.4/10 state average. Nationally, it ranks above the U.S. national average of 4.5/10. FEMA's analysis of Blaine County identifies ice storm as the foremost hazard, followed by hail and drought. These rankings reflect the relative frequency and severity of each hazard type in the local environment.

With a moderate risk rating, Geary residents are well-served by maintaining standard preparedness practices β€” an emergency supply kit, awareness of local hazard seasonality, and insurance that covers the top local risks. Periodic review of coverage for ice storm is recommended.

What this means for Geary: Ice Storm preparedness

  • Have a backup heat source and charged devices ready before winter storms arrive.
  • Prepare for multi-day power outages, as ice accretion frequently downs power lines.
  • Keep walkways treated and avoid travel during freezing-rain events.

Local Factors for Geary

These city-level factors differentiate Geary from other communities in Blaine County and provide geographic context for its hazard exposure.

Population

1,349

Small Town

Geographic Zone

Inland

Reduced coastal hazard exposure

Climate Band

Mild Temperate

Latitude 35.6Β°

Flood Terrain

Minimal β€” county topography limits flood risk

Flood score: 1.0/10

Wildfire Exposure

Moderate β€” seasonal fire risk

Fire score: 6.8/10

Coordinates

35.6444Β° N, 98.3786Β° W

Blaine County

Population and coordinates from SimpleMaps US Cities data. Hazard scores from FEMA National Risk Index. Geographic classification derived from coordinates.

Recent Climate Data for Geary

Last 12 months Β· Source: Open-Meteo archive

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ZIP Codes in Geary

Other cities in Oklahoma

Data source: FEMA National Risk Index (NRI). Scores normalized to 1–10 across all US counties. City scores inherit county-level FEMA data. For informational purposes only.